Need help

Discussion in 'Credit Talk' started by tryinhard, Sep 9, 2003.

  1. tryinhard

    tryinhard Well-Known Member

    I have written a post about this account before and basically what is happening is I disputed an account with CRA's it came back verified, I sent numerous Validation request and then finally Estoppel to CA--all with no responses (sent CRRR) so with the copies of each of these and the receipts I sent to CRA's for deletion of an unvalidated TL, now The reports are coming in the mail as "verified remains", I have noticed on the credit reports there are different names for this account on each report, but same account number. I sent the validation letters to the collection agency that sent me a collection letter about this account. But since day one this company's name never did show up on any of the reports,but a different name on each report,

    Well anyway I called one of the CRA's today and they said it has been verified, I said who did you speak to and what is the phone #? She said we dont verify over the phone we do it by computer and if the information matches up then its verified. So I said "Then you never speak one on one to a live person?" she said "no". She then gave me the address of the collection agency which is totally different than the one I was dealing with.

    But my question is...What do I do now? I am not hearing from the collection agency that sent me the original collection letter anymore but this account continues to show up on the credit reports, Please help with some advice, I dont know what to do. thanks.
  2. SoParkDiva

    SoParkDiva Well-Known Member

    Whatever address they have in their computer for a particular company is where they send info for verification. Nevermind that it is not the office you dealt with or sent your payments to.
  3. tryinhard

    tryinhard Well-Known Member

    So now what? I am confused as to what to do now, thanks
  4. tryinhard

    tryinhard Well-Known Member

    Also, How can this acccount show up on all three cr's and have different names and addresses BUT the same account number? And How do I get rid of this TL, how would I get this deleted?
  5. tryinhard

    tryinhard Well-Known Member

    <bump> for some advice
  6. Gai-jin

    Gai-jin Well-Known Member

    If the CRA report lists a CA and address, and you attempt to contact the CA using that address, is that not good enough then? If not, then a CRA /CA could provide a new address at any point and all previous attempts at validation are useless. . .
  7. tryinhard

    tryinhard Well-Known Member

    .....????....., i dont know what your saying

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