I had an acct with the gas company that was discharged in my 1999 BK7. I noticed that I have a collection agency trying to collect on this acct. They have it listed as acct opened in 2003. I need to know how I should proceed I dont want to send a validation letter since there is nothing to validate. This is a clear violation and I want to nail them. How should I proceed. Thanks
I dont want to send a validation letter since there is nothing to validate. RONNIE *************** GET THE BASICS HERE. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243 ***************** >To protect your FDCPA rights you still need to send the V L. Wither there is anything to validate is not the point>
Ok send VL and then how do I follow up with the violation. Do I need to wait until they dont validate?
Not validating is not a violation of anything...if they don't validate, they cannot continue collection efforts....if they do it is $1000 in your pocket! You can always hit them later on with a letter stating that they can be held in contempt of the BK Court for trying to collect on an account IIB!
Re: Re: Need Help!!! Ron: Now do you see why it's important to send The VL regardless ??????????????? *************** GET THE BASICS HERE. http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=410243#post410243 ***************** >
Re: Re: Need Help!!! Yes I do thanks for your help. I sent validation today. But correct me If I am wrong they are already in violation for try to collect on an acct that was dischared and the OC got the paper work stating I was filling for BK. Again thanks for your help. Ronnie
Re: Re: Re: Need Help!!! *****You're not wrong ,but do the validation thingy first and hold onto this as your ace in the hole. 2 cards up your sleve are better than one.
