Need mortgage despertly, BUT...

Re: Bless You!

Try this site for lease to own background information.
This is the BBS for Lease-to-own owners and investors, sort of like Creditnet but on a different subject.

http://www.creonline.com

Good Luck!

Dancer

 

flatan, do you also know lenders who will refinance with a recent bk chapter 7 discharge? I need 85% LTV to make it work.

 

How resent? And what type?

Most likely yes

fla_tan

 

Yes, there are lenders that don't need "seasoning" on BK7. What state are you purchasing in?

Dancer

 

I meant recent...not resent...LOL

mis-typed

fla_tan

 

The discharge was March 26th and it was chapter 7. I do not want to buy, just refinance to get me current and get a fresh start on the mortgage. I am in desperate need of help here!!! email me at stacey772@charter.net if you know anyone that could help..thanks

 

Oh, and it is a brick single family home and im in SC

 

I'll look for some folks for you. BTW, have you tried simply calling the mortgage company and asking for a re-age?

Dancer

 

Yep..they don't do it..don't do refiancing either! They are horrible to work with!!!! (Ocwen Federal Bank) They want $2600 up front and then $1000 a month till it is caught up, which i can not do!! and since i can't, they say ok..FORECLOSURE

 

anyone with questions is welcome to email me...my email is turned on or you can just email me at fla_tan@hotmail.com

fla_tan

 

Try calling Scot Lady at 800-573-7340.

Dancer

 

I will do that first thing tommorow, Dancer..thank you so much for the info!!!!!!!!!

 

Stacie,

If you've just been discharged a couple of weeks, your best bet may be to call your lawyer and try and reopen the bk and include the house. You have something you can't afford and any sort of re-fi deal you get this quick out of bk will be at a Godawful interest rate. A bk should provide a frsh start and it doesn't look like that'll happen if you continue to struggle with both a first and second mortgage at less than favorable terms.