I just pulled my credit report from creditreport.com. I got the 3 in one report to comapre the 3 agencies. I get my report every six months and have been doing so for 2+ yrs since I found an inaccuracy a few years ago. It has since been corrected and have always had a score in the mid to high 700's. When I got my score this time - it gave me a report and score for each agency. Equifax is the lowest (by 100 points) Experian - middle TransUnion - highest Experian and TransUnion are within 10 pts of each other. On my report, everything is the same except where it shows what agencies that have reported for the past 12 months - whether it was in good standng, 30 days late, 60 days, etc. there is a check mark for good standing for both Experian and TransUnion for my accts, but Equifax - there are no checkmarks. And, Equifax is listing a cc acct with USBank that has been closed - though it's still showing as open and the other two agencies don't list the acct at all. Also, it states that my score is from 150-930. I've always thought that 850 was the highest score. I'm really confused and and concerned that my score has dropped so dramatically when I have not done anything to affect it other than applying for a new cell phone which I was approved for. So - my question is - is this normal for the score to be so varied? Should I contact the agency?
