Need some citibank advice

Discussion in 'Credit Talk' started by donna8284, Sep 19, 2001.

  1. donna8284

    donna8284 Well-Known Member

    Hey everyone!

    I just got off the phone with citibank.I applied 9/10, I called a few days ago and it was declined, I called again today because I still have not received a letter to find out the reasons.I was told they pulled EQ and I was only 13 points away from their approval score (she said I needed a 120 on their score)!!

    Do you think a PFB letter might do the trick?
    If so, what should I say??

  2. MikeB

    MikeB Banned

    What was your score? I would dispute some of the derogs before applying again. I think you may have to wait 60 days before applying again (correct me if I am mistaken). PlanetFeedback may help if you have some good reasons.
  3. donna8284

    donna8284 Well-Known Member

    The CSR said if I supplied an updated credit file within 90 days including my ref #
  4. donna8284

    donna8284 Well-Known Member

    My fico is around 589

    but she said they use their own scoring system and minimun score for that is 120 and I was 13 shy.

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