Hey everyone! I just got off the phone with citibank.I applied 9/10, I called a few days ago and it was declined, I called again today because I still have not received a letter to find out the reasons.I was told they pulled EQ and I was only 13 points away from their approval score (she said I needed a 120 on their score)!! Do you think a PFB letter might do the trick? If so, what should I say?? Thanks!
What was your score? I would dispute some of the derogs before applying again. I think you may have to wait 60 days before applying again (correct me if I am mistaken). PlanetFeedback may help if you have some good reasons.
My fico is around 589 but she said they use their own scoring system and minimun score for that is 120 and I was 13 shy.
