OK here is my mom's credit we are trying to clean up this is from WN: Acct # credit used past due Revolving 9 $2,300 $2,059 $0 Installment40 $0 $18,337 $0 Mortgage 1 $0 $0 $0 Charge 1 $0 $0 $0 Closed With Balance 0 $0 $0 $0 Total: 51 $2,300 $20,396 $0 Delinquent/Derogatory Account Summary Information Number of Accounts in Collection: 1 Number of Public Records: 0 Number of Current Accounts with Negatives:5 Number of Accounts ever with Negatives: 2 acct in collection $60 medical bill (insurance should have paid) delinquent $146 electric bill from 1997, bank loan from 1997 was 30 days past due in 1996 one time, open GMAC balance $17995 current, Capital one $200 current, gateway 1200 current, blair 100 no balance current, providian 500 current, capital one #2 $400 no balance curent, spiegel 400 (limit)-110(used)current, lane braynt 400(limit) 100 (used) current, bank loan 542 balance current What do we need to do now. ANY help appreciated, where do we start?
