Ok I have been reading this for awhile and I would like to know how you dispute paid charge offs and get them removed from your reports. I have a couple of charge offs that are paid, I went in and disputed the balances on them, they now update them and changed the high balances to lower ones, which I did not even pay at what is stated. and have N/A in past due. Can they do this? Also what is the best way to dispute small medical collections, I have a couple and everytime I dispute they come back as vertifed!
