need some help with this one

Discussion in 'Credit Talk' started by judomom2, Apr 9, 2004.

  1. judomom2

    judomom2 New Member

    AFSCI was account closed due to transfer or refinance current was 90 days dola was 11/2001 now reporting balance 153000 past due 14000 and foreclosure and a dola of 4/04.
    Here is the letter I can up with but I think I need something stronger
    To whom it may concern
    I am writing this letter in regards to account number xxxx in the name of xxxxxxxxxxx. You have reaged this account by 3yrs it was sold to cfmc. The way you are reporting this is illegal. I demand that this is corrected by April 20th which is 10 days from now. I hope we can come to a mutual agreement in this matter without having to take this to a legal arena. Thank you in advance for your prompt attention to this matter.


    I am also including a denial letter which would prove damages and a copy of the way it was reporting last month with the correct dola and a copy of the way they are currently reporting. Any suggestions??
    Thanks
    Sunday
     
  2. lbrown59

    lbrown59 Well-Known Member

    Need more details.
     
  3. jlynn

    jlynn Well-Known Member

    What report is showing a DOLA of 4/04. Does it say DOLA 4/04 or last reported date of 4/04?
     
  4. judomom2

    judomom2 New Member

    it is experian only
    I have tried to dispute this but they said they had
    it is the date of last activity and date of status
    I need to know how to word the letter to the oc(which i dont think exists any more) so they will remove this from my report
    the mortage that we had which afsci transferred to when they were bought out shows iib from 8/03 which is correct
    the afsci account was reaged by 3 yrs and a balance added
    Thanks
    Sunday
     
  5. judomom2

    judomom2 New Member

    bumping to top
     

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