I have a question about those companies that organize all your payments into one monthly payment. How does that affect your credit in the future? What do I need to say to the Credit Card companies? I need some debt consolidation but I don't want it to hurt me in the future. If anyone has any answers or at least tell me where to go to get the answers, please let me know. Thanks.
Here are a couple of articles that might shed some light on your situation: Credit Counselor or Debt Negotiator? and Is Credit Counseling For You? Hope that helps... wajaba
