Im a totally disabled vet I have been trying to repair my credit for the past year I have managed to have some negative items removed by a company that does credit repair for a monthly fee and just recently was able to obtain two secured credit cards My ultimate end game is to obtain a va loan and have my own house. My real problem is tht I have TBI traumatic brain injury and reading and retaining facts is very hard for me so much of this stuff is just so hard for me to understand It took me almost an hour to type this letter would anyone be willing to work with me on a one to one basis God Bless Richard
Welcome to the board, Richard. If you want to list one negative account out at a time, we can make personalized suggestions for you, responding to your direct situations and questions. You will find that probably 100% of our members do not advocate using a type of "Credit Repair" company. That money will be better spent towards your down payment on your new house! Also, you (or ask the mods) to move this discussion to the Credit Talk forum, this is the General Lounge, and less people visit here.
As someone who has seen at least three different friends be taken advantage of by ‘credit repair’ companies, I would not recommend those unless you know that they can be trusted. There are too many people who will happily take your money when you could be doing something worthwhile with it instead.