okay i have a installment account listed on my TU report in the amount of $6169, that was opened in 1996 and last reported on 01/01/2003. it was for a car that i had purchased years ago and since then i have paid off. my question is should i contact TU and ask them to remove this listing since it is past the magic 7-year anniversary? i cannot believe this is showing that i still owe $6169 when i have the title to the car. are there any steps i should take or should i just simple call TU? (does anyone have their number by the way)? VA
you should simply dispute it to TU. go to the website and dispute. you dont even need a report number. i think it should be pretty easier and quick for them to see the problem and fix it. ive also had problems with tu updating some balances for upto 7 months. a dispute usually puts them in their place.
Re: Re: need some input I'm with JT on this one. I'd start by disputig with TU. And then if that doesn't work I'd attack the OC.