While in college I got a card through HSVC, was not able to make payments and eventually went to collections. I have been paying 50 a month for a bout a year and payed 25 instead of 50 for two of the months. Today I called because I could not make a payment because I just payed for school, I was yelled at, being told I had too, I was then transfered to a manger who did the same thing, making fun of my credit report, telling me I sure had the money then but I dont know, saying if she said I was a college student they would want the money in full, then kept on lecturing me then just started she wants the money in full or the 29% intrested will be added on from back when the debt started, I then said Im going to seek advice online, got laughed at again by her and the phone ended, Do u have any options here?
