Need to BT, need some help

Discussion in 'Credit Talk' started by IrishEyes, Mar 31, 2003.

  1. IrishEyes

    IrishEyes Well-Known Member

    I have about $7000 I need to transfer from a closed acct (by credit grantor 2+ yrs ago). It is going up to 16% from 10% and I have been fighting it out with them, but I am lookin like the looser!

    What would be the best BT card for me?

    fico 629 (have accts in dispute currently for lates)
    exp 747
    tu 808

    My utilization is excellent, I just have that $7000 and a student loan ($10,000) and a CU car loan for $5500.

    Which card looks good for me? Citibank has a good BT card and BofA has a good offer for existing customers so I don't know which I should go for- open a BofA and hope they send the offer.

    Thanks for the help

    p.s. I am in NY
     
  2. GEORGE

    GEORGE Well-Known Member

    CITIBANK 12-15 MONTHS @ 0.00%
     
  3. IrishEyes

    IrishEyes Well-Known Member

    Thanks George, wasn't sure if my scores were acceptable.........going to check out who they pull


    thanks!

    Which cards have low % till paid in full?
     
  4. GEORGE

    GEORGE Well-Known Member

    I have...
    CITIBANK 8.15% (they go lower)
    AMEX BLUE 8.99%
    MBNA QUANTUM 8.90%
    CAPITAL ONE 5.90% (RESTRICTED)

    Others with shorter credit history, and lower scores have done better than me...SO---->YMMV
     

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