I live in Atlanta Georgia and I want to apply for the Neiman Marcus InCircle credit card. Does anyone know what report they pull and what score is preferred?
Most likely Eq, as most retailers do. If they have an online application, look to see what bank they use. If the bank is local, they surely use Eq.
I called, they pull TU. If they cannot get TU then they pull one of the others. Asked what score they look for, she said they have a chart they go by but could not give me the specs. She asked what score I had, I said 696 (in my dreams), she said I would be fine.
very tough to get. i've been denied so many times. I have about 190K in amex/visa/mc so i think i know how to get cards. They just don't like me! oh well i use my blue @ neimans and get rewards or my cash rebate. lol
