Has anyone used these people? Are they strict? Maybe use chex systems? Any info would be appreciated.
If you read the fine print the credit cards are issued by FIRST USA and that is a sure fire denial if you have any neg's on your credit report
Work for Netbank.com I currently am employed by Netbank, Alpharetta Georgia. Although we use Chex systems, and a backround done by experian we are not "strict". We merely check that information in the applications are correct, and Chex systems verify that all other checking, and savings accounts were not "badly handled". If you have any other questions, feel free to ask.
RE: Work for Netbank.com The overdraft line of credit, we are currently doing an "overhaul on now" its not being turned into a "CO" Checking overdraft, where it only can be used for checks, not debit card swipes. Although we are kind of strict with the reasoning of determing an approval or denial, there only now two limits, 500 or 1000. We used Experians FICO score, and compare it against income, and performance with other accounts. We basically have a formula same as any other bank. This decision is made electronically, not by a officer. Bart wrote: ------------------------------- How about the overdraft line?
