We own and trade their stock (NTBK). It is not something we recommend you buy today, but keep an eye on it. They beat their earnings estimates last quarter by .03, do a search on yahoo and you will find several articales about this bank. They are not the very best in customer service, but they are very good. Just an opinion. www.creditsense.com
I have had Netbank for almost 1.5 years. No complaints...especially since I have direct deposit. =0) If you're mailing in your deposits, it can take as long as 7-10 days before it posts to your account.