I disputed a good tradeline, it was showing a 10K balance, as paid in full. I know, I know, I risked deletion. I disputed it online Saturday. It was deleted yesterday. Cost 1 Fico Point. Evil Experian.
Hey, I think I'll dispute the one card I have with a balance on it! <poof> score increase?? It might be fun to use their tricks against them.
Because its showing I owe $10K on it. Thought it might help DH's score (576) its now (575). It was a GMAC installment, it looked like we owe on 3 vehicles. (BTW this is DH's - I have a tendency to write everything in 1st person here).
yeah, but with mine, if they delete it, it will get rid of a revolving account (not very old) that really does have a balance. Should raise the score. Althought one never knows!!
Just wanted to clarify guys. It didn't amaze me that they deleted the tradeline. What amazes me is the fact that it took them 2 business days to "investigate" and delete. I've been trying for 2 months to get a default notation off another GMAC account, and I really wasn't in default.