Just opened up a new checking account today at Union State Bank. In the bank, there was a small poster that said "for your protection, all new accounts are verified by Equifax." Does anyone know if this would lead to a hard inquiry on my report ? I already have too many inquiries on my report as of today.
I would call and ask them. Maybe they just do a soft hit to see what your credit history looks like. Did you sign anything that stated they could pull your report? If not, ILLEGAL.
IF THE DO PULL A "HARD" ask what is the interest rate for the CREDIT CARD and/or LOAN they made you apply for...