new account, hard inquiry ???

Discussion in 'Credit Talk' started by steve, Jun 19, 2002.

  1. steve

    steve Well-Known Member

    Just opened up a new checking account today at Union State Bank. In the bank, there was a small poster that said "for your protection, all new accounts are verified by Equifax." Does anyone know if this would lead to a hard inquiry on my report ?
    I already have too many inquiries on my report as of today.
     
  2. matty61184

    matty61184 Well-Known Member

    I would call and ask them. Maybe they just do a soft hit to see what your credit history looks like. Did you sign anything that stated they could pull your report? If not, ILLEGAL.
     
  3. GEORGE

    GEORGE Well-Known Member

    IF THE DO PULL A "HARD" ask what is the interest rate for the CREDIT CARD and/or LOAN they made you apply for...
     

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