Hey guys...just wondering about something...my gf has perfect credit , though her file is pretty thin...all she has on her reports is a current auto loan from honda that is 2 years old....a fleet credit card account that is 2 years old and a paid auto loan from nissan...she has 1 inq. on ex and 2 on tu and eq....her eq score is 734...ex is 714 i think..dunno tu yet...she wants to apply for a decent card as she only has one and she is looking to transfer balance...even though her history is so short with her perfect paying history and scores be enough for her to get in with citibank, or maybe bank one....just wondering ...she doesnt wanna waste an inq.. tia..
