well I'm brandly new here and have read alot and learned alot in just a couple days. I'm self employed and was hurt a couple yrs back and have now runinto problems with creditors. to top it off my insurance won't pay my medical so I now have alot more bills. ? 1 medical office sent me to a CA only 1 month after finding they were not getting paid by the isurance. The ca sent a letter to my wife and demanded payment. Is there a violation here? Thanks in advance looks like alot of help and info here. and on another note I see alot of concern over ID theft I have prepaid legal and with it I got ID theft. So at least one thing is going right.
they are claiming it was pre existing, their definition excludes any pain that you may have had in the 4 yrs prior, weather you have seen a DR. or not. I've turned them over to my prepaid law firm and the state ins commish, kinda in a holding pattern on the medical except for the one office.
An insurance contract is no better than the good faith of company behind it. Lacking that, it is only a license to sue.