New Car Smell In The Air

Discussion in 'Credit Talk' started by Desdemona, Aug 23, 2002.

  1. Desdemona

    Desdemona Well-Known Member

    Just got back from the Pontiac dealer, and pick up my brand spankin' new 2003 Grand Am!!! It feels good to walk in to a dealer and haggle over the price of a vehicle and not your credit. I saw ad on Sunday for a 36mo lease on an 2003 Grand Am @ $225 plus tax did some research went in Thursday night around 6:00, they called back by 7:30 APPROVED!!! Pick it up at 1:00 this afternoon, I didn't even have to show my FMC as closed/paid. I have about 9 more payments to go. I am like geek woman today. I am looking forward to the drive home tonight ;~)
     
  2. QUEEN_BEE

    QUEEN_BEE Well-Known Member

    Wow! Good going, Desdemona. Enjoy the ride!
     
  3. miles

    miles Well-Known Member

    Congratulations!! Don't drive TOO fast, but have fun!! LOL :-D
     
  4. cibomatto

    cibomatto Well-Known Member

    NICE... can I borrow the car
     
  5. Manequinne

    Manequinne Well-Known Member

    Congratulations!!!

    While you were on the lot, didn't your inner child scream' GET A FIREBIRD'

    LOL.........
     
  6. Desdemona

    Desdemona Well-Known Member

    They had a Firebird right next to mine Grand Am so said to my salesperson.. Oh John really you shouldn't have. Back in the day, when I was 18, I owned a '84 Camaro Z-28, red with T-Tops. My inner adult now screams... insurance payments!!!

    Just got back from picking up my Escort. The DH drove the new car he still can't believe that I got it in less then 24 hours from the time I sat with the salesperson at the dealer.

    I didn't have time early to list all the important 411 on the lease.

    36-mo lease thru GMAC
    Ad had $225 payment with tax payments just over $250. (Had to get a new plate)
    Report Pulled: TransUnion
    State: Michigan (Go Blue) 8 days
    Score: (I made a mistake when I posted them last week in the best/worst report thread, I transposed TU and EX my bad)
    TransUnion's score: 582
    TU's Fico: 642

    The funny thing is that I disputed some S/L cards and my paid C/O's on Equifax pumping my score to 701. I everything I read pointing to them pulling Equifax. So I got this lease based on my credit file. Cuz I didn't do anything to my TU file.

    I am more proud of that then I am of the car. Big fat thanks to everybody here.
     

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