I have a new Target and TJ MAXX and my score took a dip. I have decide not to apply for anything else for awhile, except maybe a gas card. My question is how logn should I wait before trying for a gas card?
Sorry, I just learned to use the profile feature. A little knowledge is dangerous in the wrong hands, LOL, especially CA's. Annie Besides I need to break 100 posts
It all depends. If your FICO score is high enough you could probable get a gas card now. But in generally it is probably gets to space your applications for credit 2 to 4 months apart.
Annie - as far as i know - after 6 months the effect of new inquiries is less. at least on Experian. On Equifax, however, it seems as though inquries have an effect for 12 months. Confusing? you bet! i'd wait 6 months
