collection shows up on cr for $199 a dentist bill. I request validation and they send printout. I am sending 2nd validation with copy of Wollman letter. I notice that address and name of ca on statement they send me CB USA seems to violate FTC/FCRA regulation(Credit Bureua USA) they list it on my Exp on Doctors and Merchants Credit.... looking for advice before I send the validation letter.... I know I have violations but I have not run into anything like this before.
UD, Do I understand this correctly? That the name of the co. is "Credit Bureau USA"? If so find out if they ARE a credit bureau, they may be. I've dealt with Physicians Credit Bureau, and First Federal Credit Control, both violations. If not let me know.
they are a collection agency not a credit bureau. they are run out of the same office ! is there some difference that i can check on! I have copies of the collection letters from Credit Bureau USA Inc. they list account, amount due and creditor name.... I got prinout of charges fromCB USA IT IS LISTED ON MY CREDIT REPORT AS DOCTORS AND MERCHANTS CREDIT!! WHAT SHOULD I DO?
man I have seen so many cases against CAs who use credit bureau or federal,ect in their title and they get rocked in court for using it.
okay, so that is the easy one... what about them using one name on the letters and the other on the cra reporting?
