I applied for a cc online, when it came in the mail the fine print was different then what I previously had read. I don't want it anymore and don't plan on activating it. Will this hurt my credit? Do I technicaly already have an account with them?
Some cards actually report before you even get them. I'd call them and tell them you want to cancel and you would like to know if they could remove it from your report because you never used it.
