1. Dec 5, 2003 #1
   

   citychick Well-Known Member

   Hi, everyone -
   
   If you get a new card in the mail but never activate it, is it an open account (will it begin to report on the CRAs)? Or do they have to wait for you to activate it?
   
   Thanks for any input

    

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3. Dec 5, 2003 #2
   

   Hedwig Well-Known Member

   I had one that I canceled before I activated because when I got it the terms weren't as advertised. It still shows on my report as closed by consumer.
   
   So I assume they report it as an open account whether you activate it or not.

    

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