I just viewed the new Equifax CreditWatch Page-I like it! I especially like the score simulator. Played around with it and, if its true, if I pay my bills on time for 3 months, I will be in the 600 scores. Can't wait!
Well, they have completely redesigned the page. It kinda looks like the Privista page but it also has a score simulator. You can put different "what ifs" in and see what your score could be if you did this or did that. Its pretty neat. I'm not sure why you don't see it. Does anybody else show the newly designed page?
I have creditwatch service, when I try to get the FICO simulator, it says I have to pay 12.95, isn't it free to creditwatch members?
Love the new CreditWatch score stimulator page. I had a question on which of my inquiries were hard and which were soft, if you click on inquiries it will tell you how many hard inquiries there are and who pulled them. Love it. No more guessing games. I have five. Oh, by the way an EU inquiry is soft and does not count against you. Yea! Dani
Another thing about the inquiry section in the simulator. My mortgage lender pulled my credit three times in two days in February. There are three different hard inquiries in my copy of my Equifax report, but the FICO score simulator only counts it as one hard inquiry (as it should). I was pleased to see solid evidence of the "multiple-mortgage-inquiries-count-as-one" theory.
Wanna know what's interesting? I had about six inquiries on my credit report from car shopping. Every single one of them have been deleted. I've never tried to dispute inquiries with EQ so I don't know what happened to them, but whether they counted as one or six...I'm glad they are gone. L
