When you apply for the FCNB product, how long did it take to get an approval? I mean, If I deposit more than $200 will I get an instant? I am not sure I want to get denied and waste an inquiry like I did with Cap. One. Thanks
Erica, I applied on the phone and was approved on the spot and then I got the necessary documents a few days later to return with deposit. I think the only way you wouldn't get approved is if you have a "charge off" with them.I have had a good success rate with them "so far" and its been a year next month.
A friend of mine got this card and was approved in 2 weeks. She put down $500 dollars in a savings account and got a $1500 credit line. Now she has a $4000 credit line after 3 years of paying on time.
