I just got my credit report back today and it was listed on there. I actually went to the apartment complex and they told me that they had just shredded all files prior to 2005 back in February (I signed the release in 2003). So nobody has a copy of my roommate release. Now I have to dispute the claim. Here are my questions: 1. How do I find out what collection agency I need to contact? 2. What type of evidence do I need to successfully dispute the claim? Thanks in advance!