Hello everyone. I recently applied for an offer an offer I received in the mail from New Millennium Bank. I realize there is No Grace (which I am not worried about because I will be carrying a small balance almost ever month anyway) and I did give them the application fee and the security deposit and I did get the card last week. So now that I have everything set.. I was wondering if anyone on this board has the card and what your opinion is about it. Do they post on time and all that. Your comments are greatly appreciated.