Interestingly the lender was not able to get a score from Equifax even though I was able to pull one this morning. TU Emprica 717 (TU "fake" score 640, Eloan 699) EX Fair-Isaac 675 (CE 709) With these scores (when they only get two scores they use the lower one, but in this case I know that my EQ FICO is lower than 675 so I don't care) I qualify for: 30 day lock of 6.375% 60 day lock of 6.875% This is for a 30 year conventional with 5% down.
