new to board need advise

Discussion in 'Credit Talk' started by santiam, May 25, 2003.

  1. santiam

    santiam Active Member

    about a month or so ago I paid 2 ollection accounts that I had 2 with Arrow Financial. I settled with them for more than half the amount i owed. Ialso, settled with Merrick Bank on an acoount that I had with them for half of what I owed. Also, I paid some late accounts that I had with MCU wich is my Municipal Account line of Credit and I paid off my Mortgage loan which had a couple of late payments. Now the question is Ihave been reading the posts on this board for several weeks and I would like to knoiw how do I go about getting these accounts deleted from my CR. Do I start with the collection agency or do I go with the origianal creditor? Which letter is appropriate for which circumstance? Estoppel, Nutcase or goodwill? Please help!!!!!!!!!!!!!!!!!!!!!!!!
     
  2. lbrown59

    lbrown59 Well-Known Member

    It would have been easier had you paid in exchange for deletion.

    Have you read these threads?



    INTRO: Creditnet Glossary richard612 130 15864 05.26.2003 @ 09:03

    INTRO: Unofficial CreditNet Board FAQ Nave 33 15249 05.25.2003 @ 18:15

    INTRO: PsychDoc's Credit Repair Primer

    What Is Validation? http://consumers.creditnet.com/stra...ht= validation

    THE END ** *** ** LB 59
    """""""""```~~~```'"""""""""

     
  3. santiam

    santiam Active Member

    yes lbrown I have read everything in sight for like the past month. I am still a little confused but I will get it soon enough. question? Should I send nutcase letter to the accounts that have been paid?
    I tried the goodwill letter for my MCU line of credit which was late a few times but now paid off and it did not work. what should I do? Please help!!!!!!!!!!
     

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