Hi my hubby and I have paid off some debts that were in collections and I have tried to make arrangements with the collectors to report on CR either paid in full or delete the accounts in CR but they always say that they can not do that the original creditor is responsible for that. Now I have also spoken to the original creditors and they are also unwilling to delete the derogatory info. from the CR. What can we do in this case? Also I thought that two agencies can't report to the CR for the same acoount for example Capital One is reporting late payments and acoount transfered or sold and the collection agency is also reporting that the account is late, for the same account. Please help!!!!!!!!!!!!!!!!!!!!!!!!!!!
when did you pay them off?? how much was the original debt, and how old is that debt? what state are you in??
Nestea: Thanks for replying but I am at work right now and I don't have that info. for you. I can tell you that it was recently that we paid most of our collections. I still I still have two more to go with Arrow financial.
ok.... well, to start things off, whatever youve done prior to coming here is done. you cant change that. however, do NOT pay any additional collections from now on.. it is not always in your benefit to do so... who were the original creditors? how much money were the collections? what type of loans were they (mortgage, CC, student loans...)
Nestea: The two account that I still have on my reports are from Coss Country Bank(credit card) both accounts. One is for 800.00 the other is for 400.00.
Well, I"m going to have to side with Nestea and tell you that paying them off will just make cleanup that much harder to do.
