new to the credit world.. Capital One help

Discussion in 'Credit Talk' started by AdamP50, Apr 3, 2009.

  1. AdamP50

    AdamP50 New Member

    02/12/2009 : CAPITAL ONE BANK USA NA

    Business Name CAPITAL ONE BANK USA NA
    Address

    Phone
    Balance Date
    Balance Amount
    Status Date
    Payment Status Charged off as bad debt



    looked at my credit report.. saw this and wondered why because i've never dealt with them. what do i do about it?
     
  2. jlynn

    jlynn Well-Known Member

    You need to dispute it with the credit bureaus.
     
  3. apexcrsrv

    apexcrsrv Well-Known Member

    If it isn't yours, do as Jlynn suggests and if it's verified, retain counsel. Be advised that Cap One does buy debt albeit typically through the Westmoreland Group.

    Did you ever once have a Providian account?
     
  4. AdamP50

    AdamP50 New Member


    sure havent. im disputing now. i owed $1300 from 1/07 ???
     

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