I plan to consolidate my credit card use and actually close a few accounts this year. While I never carry balances on any of my cards, I do carry quite a few credit cards in my wallet - 11 to be exact. The British Airways card and one of my old Citicard's will both be getting the axe. Shouldn't have too much of an effect on my credit utilization at all, and the BA card has a big annual fee that I'm not willing to pay again. What about you?