First of all--thank you so much for the wealth of information and support on this forum. So my credit sucks. Big time. I could go into the horrible details of the past, but I'd rather focus on what I can do now. I've admitted my credit screws the badger, and I've been reading, reading, and reading. I have ordered copies of my credit report, and have some questions regarding "Date opened," and "date of status." For example, this is what came up on my Experian Credit report: According to the date opened...I would like to dispute this, seeing it's over 7 years old. Is this correct? Can I dispute that? Or not? Because the "date of status" is april 2013. (From DTE...a utility company): Date opened: 2009 First reported: Mar 2009 Date of Status: Apr 2013 Type: Utility Terms: 1 month Monthly payment: Not reported Credit limit or orignial amount: 1,198 High Balance: not reported Recent Balance: $403 as of Aug 2015 Responsibility: Individual Status: Closed Comment: Account closed at a consumer's request Thank you so much for your input!!!