I have been lurking for a little while now and have a few questions. I have a couple of charge offs that are due to fall off later this year. When the accounts fall off does this mean that they can never be listed again? One of the accounts is from sears and the other is through US bank. The other question I have is that I have several paid judgements from 1995 are these bound by the 7 yr rule? or will I have to wait 10 yrs. Thanks for the help
Welcome to the Board! You are correct. If they are re-reported it is because they have been re-aged which is illegal. Judgements are 7 years from paid, I believe. (Not 100% sure).
