Hi All, I am post-BK7 about a year and change. Had charge-offs, judgements, etc. I have delayed the credit improvement program, but need to begin. I have read the newbie posts. Should I get all of my CR's and post info here for the help? I really appreciate it! J
Hi J, The first step in credit repair is educating yourself of the laws and your consumer rights. Get a copy of your credit reports so you know what you are dealing with and come up with a plan for each account. It's likely you will find many mistakes, as most people do. Before you start sending letters off, make sure you know what you are doing. Ask a lot of questions along the way. Jen
Yes, but I prefer to rotate them by getting one every four months. That way I may not have to wait a whole year to see changes that may get reported to all 3.
