Hi all, I've been a member here for a while lurking and reading all i can. My husband has an account with Sears that was closed and was making timely payments. However we got behind and it was turned over to a CA. Instead of disputing he agreed to make monthly payments of $100.00 a month on automated draft. Every month they would send us a letter stating our payment, balance etc. AFter 6 months the CA called to inform us that we had to pay in full now. They never mentioned this when he set up the automated drafts, or in any letters we recieved. We thought we could just continue to pay this off with the automated drafts. The balance is around 1500 now. They continue to call daily, several times and getting nasty with my husband over this but will not accept any more $100.00 payments on automatd draft but demand the full balance. What can or should we do? They are threatening to sue. I've read not to talk to CA's. However he did agree to pay this in the beginning. Now what? Thanks for any information. wildbliss
