When trying to figure out when a tr is going to drop off a report, do you go by the date it was opened or the date it was last reported?
Neither... The commencement of the delinquency which resulted in the charge-off. (for a charge-off/delinquent/collections account) This won't always appear. If not, then look for the earliest Charge-Off date. Charge-Off 03/07 - Charge-Off 02/07 - ... Charge-Off 04/00. In that case it was charged off in April 00, so it should fall off on or around 04/07.
