I am kinda new around here and have been reading many of the different postings and the letters on file on the site. I am wanting to send my first letters to the cra's to validate items on my credit report but I am confused as to which letter I need to use for this purpose. I am trying to do all of this by the book and any help would be greatly appreciated. Thank you to anyone who can help with this.
May be newbie terminology problem , but just in case you are confused (we all were!) CRA's don't have to validate (provide documentation the acct is yours), they only have to verify (yep ABC Collections says it yours so it stays). The CSR's at the CRA's are not the brightest pennies in the jar, with that said: To Whom It May Concern: I do not recognize the following accounts: 1. abc account no. xxx 2. def account no xxx Enclosed is a copy of my SS and DL to verify my identity. Please delete. Thank you, Welcome to the board!
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