Okay...first off I have been reading and have learned a lot from all of you, THANK YOU! I have a total of 11 hard inquiries on my Ex report dating back to 03/07/2001. One of them is a duplicate (dated 4/09 and 4/10) for the same company. Main Question : Can I force Ex to remove at least one of these? I think this is from an on-line application for credit. General Question : What is the best tactic to remove the others? Thanks to all of the good advise from this group I have manged to raise my Ex Fico from 520 to 610 over the last year!
Some are mine...Amex and other cards I applied for in the past but all of mine were done either on-line or over the phone. I never signed anything...does that make a difference? Also I had one from a CA. I've been told that CA's can legally do a hard inquiry. True? Any help is appreciated!
