do cc companies ever negiotiate changing one's payment history for the purpose of being able to get home equity so credit card could be paid off? my problem is with my score being 525-560 i can only secure a 75% ltv mortgage. in orlder to pay off my credit card debt of 17000 i need a 85-90% ltv mortg. my thoughts are in would be in the card companies best interest to report me as paid as agreed (R1). at which time i could do the refinance and then i would be able to pay them in full.
Hey, You would think they would want you to pay them off, but remember, you are a source of income to the credit card company. I am thinking that even if you are a terrible customer, you still make them money with all the various fees. (I know you are a good customer They will probably tell you that they are reporting your account correctly. I understand what you are trying to do, and I wish you luck.
