Hello Everyone, I am pretty new to all this FICO system. I have 1 visa card since 18 months. I started with 1k Credit line, I have now 4K. My recent credit line increase (+1k) requested online has been denied. How bad this will hurt my FICO score? In the mean time, the same bank has offered me a pre-approved Master card with 3.5K credit line, I have accepted the offer. I was told I would take a 20 points dip for that. Is it kinda weird they denied me for a +1k and offer me a 3.5K master card? Thank you for your help. Regards, Seth
