I jumped into my repair without a clue, I had read a few things on another site and started the Repair journey un armed, I made a few mistakes and have not been able to recover from them( if only I had known about this board) I want to thank you all for the help,I have been able to rebuild even with a few baddies. the remaining bad stuff is sticking like glue, BK-!3 June 03. Should I just wait a while and try again, each time it gets verified by all 3?, And a car loan with ford is listed as IIB, it is paid in full and is the oldest account on exp, everything else is less than 6 months old, will it help the age or is it bad enough to get rid and wait for some age on the revolving accounts?