Spoke with a Discover Rep, they told me they are going to soon be offering a Titianium card, which will be the new "prestige" card; a step above the Titanium. It will offer a lower interest rate and lower balance transfer offers. Just wanted to let everyone know. I haven't been able to find anything about it on the internet, and you never know how "soon" soon is.
If the new card gives a full 1% back on all purchases (not UP TO 1%), I will upgrade my Platinum card right away, otherwise it will remain in the drawer. I'm hoping for the best.
matty61184, I hope that they can upgrade my Discover Platinum Card into Titanium without applying. Ron.
I can confirm what Kelly said. Here are the contents of the email I received in response to my inquiry about the Titanium card: Thank you for your response. The Discover(R) Titanium Card is slated to be released within the next few weeks. I will send you a secure message once it is available. The Titanium Card offers many of the same features available with our other cards, including: 1. Low Annual Percentage Rate (APR) 2. The ability to access your Account and make payments online 3. Auto Rental Coverage of up to $25,000.00 4. $150,000.00 Travel Accidental Death Insurance 5. Low introductory balance transfer rate 6. 24-hour customer service Because the Titanium Card will not offer a Cashback Bonus(R) award, a lower purchase APR will be possible with this new Card. You can request to convert your Platinum Account to Titanium; however, doing so will cause the Cashback Bonus award you have earned to be forfeited. Instead, you can keep your existing Account and apply for a separate Titanium Account once it is available. Everyone let us know what you think about the new product.
I may keep my Discover Platinum Card that give me cash back bonus since the Titanium Card will not have cash back rewards. How low is the APR? 9.9% ? Two cycle billing ? I passed. No thanks. Ron.
BT 0.00% to 5.90% max no fee..."go-to" 9.99% max... PRIME WOULD REALLY BE NICE...BT and PURCHASES... NO APPLICATION...NO CREDIT REPORT...MINIMUM $5,000 INCREASE!!! SOUND GOOD???
George, Get rid of two billing cycle and I got some other credit cards having 9.9% fixed or 8.40% APR with single cycle. Ron.
Titian ium? Will the cards be decorated with reporductions of Romantic paintings of buxom strawberry blondes?
