I thought my NEXT CARD was fixed, my newest bill said 9.49% (not complaining about lower rate if rates still keep going down)... If they go up...
That's good news. I'll check mine which should get here tomorrow or Saturday. According to the supplemental disclosure statement: "The Annual Percentage Rate for Purchases is a variable rate equal to the Prime Rate plus a margin of 0.49%. The Annual Percentage Rate in effect on December 1, 2000 was 9.99%. This means the rate next month will be 8.99. Wow!!
