Next Card Update About 18.99%

Discussion in 'Credit Talk' started by GEORGE, Aug 1, 2001.

  1. GEORGE

    GEORGE Well-Known Member

    Since from previous e-mails,
    you have NO intentions of
    crediting the UNADVERTISED
    $100 balance transfer fee,
    and you have NO
    intentions of reducing the
    interest rate to the
    ADVERTISED rate of 9.99%
    FIXED, I sent over 1/3 of
    the balance due on 07/30/01.
    The final $ ________+ will
    be paid by 08/15/01 (THE
    INTEREST RATE
    JACK-UP DAY).<-----------THIS IS GOOD (If anybody wants to use it...PAY me 2 F.I.C.O. POINTS)

    JUST F.Y.I.
     
  2. dave

    dave Well-Known Member

    You tell em George.

    Is that northern or southern CA you'd rather be in?
     
  3. SCHOLR

    SCHOLR Well-Known Member

    THEY DID THE SAME TO ME, E-MAILED A NOTICE,

    THEN THE REGULAR MAIL, I HAD THE 9.99 "FIXED",

    THE NOTICE SAID SOMETHING LIKE "CHANGE IN

    CREDIT RISK", EQUIFAX, BUT THE ONLY CHANGE

    WAS TWO MORTGAGES PAID OFF!!!!!!!!

    I CALLED AND REP WAS USELESS, DID A BT TO

    DISCOVER @ 5.90%, LEFT THEM A COUPLE BUCKS

    CREDIT BALANCE SO THEY HAVE TO SEND A

    STATEMENT, I WILL NEVER USE THE CARD AGAIN,

    FUNNY HOW THEY INCREASED MY LIMIT AN

    ADDITIONAL $1,500, I WAS SUPPOSED TO BE

    A RISK!!!!

    MY WIFE'S IS STILL @ 9.99, UP FROM 7.9,

    BUT ANY CHANGE AND THAT'S GOING TOO,

    MAYBE BEFORE THEY CHANGE.
     
  4. GEORGE

    GEORGE Well-Known Member

    ~20 miles north/west of DISNEYLAND (WHITTIER).
     
  5. GEORGE

    GEORGE Well-Known Member

    F.Y.I. WIFE'S ACCOUNT...

    MINE IS STILL 9.99% FOR NOW...
     
  6. SCHOLR

    SCHOLR Well-Known Member

    AND I THOUGHT THEY LIKED THE LADIES BETTER...
     
  7. GEORGE

    GEORGE Well-Known Member

    WHO KNOWS???

    What is amazing is her F.I.C.O. WAS 43 POINTS HIGHER THAN MINE...


    741 F.I.C.O. RATES A SUB-PRIME CARD?
    ALSO SINCE WHEN DOES 18.99%=PLATINUM?
     
  8. dave

    dave Well-Known Member

    You have to respect them for screwing everyone equally. Sounds like they really do have principles after all.
     
  9. SCHOLR

    SCHOLR Well-Known Member

    NOW THEY ARE TRYING TO ENTICE ME BACK

    WITH SPECIAL 3 MONTH BT OFFERS, BUT

    I WON'T BUDGE, I DON'T TRUST THEM, I HOPE

    THEY COME UNDER NEW MANAGEMENT OR GET

    BOUGHT UP.

    WHEN I 1ST APPLIED, I THOUGHT THEIR ON-LINE

    APPROVAL SYSTEM WAS GREAT, W/ THE BALANCES

    OWED & ALL.
     
  10. GEORGE

    GEORGE Well-Known Member

    3 months is not worth the hassle...

    If they offered 9.99% OR LESS balance transfer @ no cost for no less than 6 months, and a credit line increase (NO INQUIRY), it would be worth it, I guess.


    ALL I EXPECT TO GET FROM NEXT CARD IS..."DO YOU WANT TO CLOSE THE ACCOUNT" THAT IS CODE FOR 19.99% CLOSED ACCOUNT RATE!
     

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