I'M SORRY TO REPORT THAT MY WIFE'S ACCOUNT IS HOPELESS ... Re: SECOND NOTICE~1 WEEK LATER From: NextCard Customer Service Date: 8/9/01 4:13:57 PM To: XXXX X XXXXXXXX Case: 390XXX Hello from NextCard! Thank you for your email. Unfortunately the rate you currently have is the best rate available to you at this time. The rate you currently have only had a 9.99% intro and after the intro was up the rate increased to 10.99% + prime rate with a floor rate of 18.99% for purchases and balance transfers. If you have any other questions or concerns please feel free to contact us any time. Thank you for choosing NextCard,<------------------YEA RIGHT!!!!! XXXXXXX XXXXXX NextCard eService Advisor www.nextcard.com
I am sorry George, I was hoping you would get better news. With all your terrible experience with this company, I have added them to "MY" blacklist.
...BUT I just got another $2,000 today... Still 9.99% NO "change" notice in today's bill... Put them on your GREY list...
Hmm grey list, now that's a new one LOL. Maybe I should have 2 lists, my blacklist is quite filled and the grey list.
THIS IS WHAT I (SHE) GOT WHEN APPLYING...(To see the Terms and Conditions of your Balance Transfer, click here)... TO THIS DAY, IT IS STILL THERE WHEN CLICKED ON!!! ------------------------------------------------------------------------ We are unable to find the page that you are looking for at this time. Please try again later. We apologize for the inconvenience. ------------------------------------------------------------------------- SO SHE WAS NOT ADVISED THAT SHE WAS ACCEPTING 9.99% FOR 3 MONTHS, THEN 18.99%. If it said 18.99%...it would have been HISTORY!!!
If anybody applies...DO IT ONLY WITH ONE YOU TRUST...read EVERY question together, and agree before typing answer... CONFIRM EVERY ANSWER. DON'T accept it if you get 18.99% after 3 months...UNLESS THAT WOULD BE YOUR LOWEST INTEREST RATE...741 F.I.C.O.+ DON'T DESERVE THAT HIGH OF A RATE FROM NEXT CARD...ESPECIALLY SINCE THEY ADVERTISE 9.99% FIXED!!! If I had her with me...she was asleep...(doesn't care anyway) as long as we never exceed 9.99% on any card.
THEIR ON-LINE E-MAIL. I said I'm near the limit. Need increase. NO INQUIRY SINCE IT HURTS MY F.I.C.O. SCORE. Inquiry FREE or DON'T bother. SOMETHING LIKE THAT... If it is a "HARD" I will just DISPUTE IT AS "didn't apply for second card"...
Good for you and the wife in regard to the increase! I called Nextcard this week as my balance is now zero. This will be no surprise to you - LOL - but I asked for an apr. reduction from 15.99%(effective Aug 15th) and a limit increse. The rep said she had nothing to offer me. However, I can apply for a limit increase via a "hard inquiry". I said - No thanks. Jim
