Now they're updating to the CRAs as discharged in BK and the date is completely wrong - about a year late. How do I word a reply to this latest inaccuracy w/out admitting the account (a) was discharged in Ch7 or (b) even mine. They have not yet given proof of anything - this is their first response. My thought was to point out that after two attempts to get accurate data from the CRA and two attempts to get proof from them that the data is accurate, they still have not done so and continue to report inaccurate data. (This is technically correct, since the date they now report is off by a year, possibly leaving it on a year longer) What language/terms do I need to get them to delete this sucker once and for all? I can't see triumphing in court, since the account and BK were mine and I don't think any judge will look kindly on that.