next steps-need an expert

Discussion in 'Credit Talk' started by rbay, Dec 27, 2003.

  1. rbay

    rbay Well-Known Member

    Electric company shows charge-off form 1999 for $98.00. Sent OC validation 1 & 2 No response. Disputed w/ EXp . they came back and said it was updated to paid chargeoff verified 12/03. What can I do to get rid of this quickly?? Electric co. is very difficult. there has to be a way to get it removed.
     
  2. lbrown59

    lbrown59 Well-Known Member

    Is it paid or knot?
     
  3. rbay

    rbay Well-Known Member

    it is paid but recently
     
  4. rbay

    rbay Well-Known Member

    I paid it foolishly 3 months ago before coming here to this board
     
  5. Butch

    Butch Well-Known Member

    Hi Rbay,


    Whenever we have a TL which is paid, but want removed, my favorite tactic is to bait them into pulling your report to see whats wrong with it. We often refer to it as the "Dancerat Trick".

    Once they do, they have done so without a permissable purpose, and it's a $1,000 violation.

    Then we can use that to force them to remove. It doesn't work every time but frequently enough to make it worth a shot. That's MY idea.

    Doc, has done a ton of work on what is called the "nutcase series", which has helped a lot of people.

    Look for that too.

    This should be fairly easily resolved but it may take some time.

    Welcome to the board.

    :)

    .
     
  6. rbay

    rbay Well-Known Member

    thanks Butch. I cant believe how much my credit has improved since becoming a member here. Just got the tricky ones left. Thanks again
     

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